* Disclaimer: Fees, lending criteria, terms and conditions apply including a 1.5% establishment fee on each 6 month advance & 2.25% establishment fee on each 12 month advance. Actual interest and repayments will vary based on your individual circumstances. Advertised rates are subject to change at any time. Interest is calculated upfront and charged in graduated instalments. While Banjo does not generally take security over assets, director guarantees may be required and, if a loan is over $250,000, a general security deed may be required. Statements regarding timing in relation to applications, approvals and funding are only indicative. Any advice given does not take into account your personal circumstances and you should carefully consider what products are appropriate for you and obtain professional advice where relevant.